Premium Travel Insurance
from £ 35*

Classic Travel Insurance
from £ 28*

Holiday Home
Travel Insurance
from £ 21*
Limit Limit Limit
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If you are forced to cancel your trip for one of the reasons shown in your Policy, we will pay your unrecoverable holiday costs that you do not use because of your inability to commence travel (up to the limit shown). This section does not cover any claims resulting from known Pre-existing Medical Conditions. Please note that if you purchase this policy more than 10 days after the deposit has been sent to the Owner or 96 hours before the start of the rental period, you will not benefit from the cancellation cover.

Cancellation **
Yes£ 3,500 Yes£ 1,500 Yes£ 3,500
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If you are forced to cut short your trip for one of the reasons shown in your Policy, we will pay your unrecoverable holiday costs that you do not use because of your inability to commence travel (up to the limit shown). This section does not cover any claims resulting from known Pre-existing Medical Conditions

Curtailment **
Yes£ 3,500 Yes£ 1,500 Yes£ 3,500
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We will pay up to the amount You have paid to lease a property (up to the limit shown), if as a result of a dishonest or fraudulent act perpetrated by the leaseholder / owner (or person claiming to be such) You are unable to take possession of the leased premises and unable to obtain reimbursement of the amount of rental paid for the property by any other means.

Fraud Protection
Yes£ 5,000 Yes£ 2,000 Yes£ 5,000
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We will pay claims (up to the limits shown) if the owner refuses to reimburse you the rental charges after you are unable to occupy the leased premises because the rental property was significantly different to the description of the property on the web site.

Significantly Not As Advertised
Yes£ 5,000 Yes£ 2,000 Yes£ 5,000
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We will pay (up to the amount specified) if you are legally liable for accidentally injuring someone, or damaging or losing their property during your trip. This section does not include injury to your family or household, or damage to any of their property. It also does not cover any claim arising from the use or ownership of any vehicle, aircraft, boat, animals or firearms.

Personal Liability
Yes£ 2,000,000 Yes£ 1,000,000 Yes£ 2,000,000
Overseas Only
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Medical Assistance: If you need medical treatment in an emergency and this cannot wait until you have returned to the United Kingdom, we will pay for your necessary emergency medical bills (up to the amount specified). This section does not cover any claims resulting from known Pre-existing Medical Conditions. Dental Treatment: We will pay up to £250 per person for the costs of providing necessary temporary treatment for the immediate relief of pain or discomfort, and/or emergency repairs to dentures and orthodontic appliances.

Medical & Dental Assistance **
Yes£ 10,000,000 Yes£ 3,000,000
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If you are injured during your trip and we consider that you are likely to obtain a reasonable settlement in compensation, we will pay up to the amount specified for legal costs and expenses directly incurred and authorised by us to take legal proceedings to pursue this compensation.

Overseas Legal Cover
Yes£ 25,000 Yes£ 10,000
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If, in the course of a trip, your personal luggage is damaged, stolen, destroyed or lost, we will cover you up to an overall maximum of £1,500 per person (single article limit / total valuables limit: £200 – or £100 if the person is aged under 16). Claims are paid based on the value of the goods at the time that they are lost and not on a “new for old” basis.

Baggage Loss or Theft
Yes£ 1,500
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If during a trip, the money you are carrying on your person or you have left in a safety deposit box is lost, stolen, damaged or destroyed, then subject to terms & conditions, we will cover you up to an overall maximum under this policy of £500 per person in total. If your passport is lost or stolen outside the country of departure during a trip, we will pay up to £300 per person in respect of reasonable additional travel and accommodation expenses you incur abroad to obtain a replacement passport. We do not cover the replacement cost of the passport itself.

Money and Passport Loss or Theft
Yes£ 500
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Policies with Winter Sports will cover You when You are engaging in the following sports and activities on a non-competitive and non-professional basis during Your Trip : Ice –skating, skiing, snow-boarding, tobogganing. We will pay up to £500 per person if skis and ski equipment belonging to you or hired by you is/are damaged, stolen, destroyed or lost in the course of a trip. We will pay up to £250 per person if your ski pass you are carrying on your person or have left in a safety box is lost, stolen or damaged in the course of your trip.

Winter Sports Option
OPTIONAL various OPTIONAL various
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This means that you will be responsible for paying the first part of the claim up to the excess value per insured person on each section of the policy.

Excess
£ 50 £ 100 £ 50
SELECT SELECT SELECT
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  • * based on a family (2 parents up to 65 + up to 6 children up to 17 years) travelling in Europe for up to 5 days
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    • This policy does not provide cover if you or any person insured on your policy:
    • Are travelling with the intention of obtaining medical treatment or consultation abroad; or
    • Have, at the time of taking out this insurance (or prior to any trip), suffered from or received any form of medical advice, treatment or medication for any undiagnosed medical condition or for any of the following diagnosed medical conditions:
      • Any heart related or blood circulatory condition (e.g. stroke, high blood pressure or raised cholesterol) at any time
      • Any past or current medical condition that has given rise to symptoms or for which any form of treatment or prescribed medication, medical consultation, investigation or follow up/check-up has been required or received during the last two years.
    ** Cover for pre-existing medical conditions is excluded