Website Terms of Use

All content found on the Europ Assistance USA Websites - including test, graphics, logos, button icons, images, audio or video clips, applets, activities and programs, as well as the collection, arrangement, and assembly of all content on the site - is the exclusive property of Europ Assistance USA and is protected by U.S. and international copyright laws. All copyright and other intellectual property rights in any material contained in this website is either owned by Europ Assistance USA or has been licensed to Europ Assistance USA by the rights owners so that Europ Assistance USA can use this material as part of its website. The website contains trademarks, including the Europ Assistance USA name and logo, which belong to Europ Assistance USA or have been licensed to Europ Assistance USA by the trademark owner for use on the website. You are only allowed to use this website and the material contained in this website (including any trademarks) as set out below. No right, title or interest in any permissible downloaded materials is transferred to you as a result of any such downloading. Europ Assistance USA reserves complete title and full intellectual property rights in any content downloaded from this website.

1. Access any part of the website that is non-password protected.
2. Print off one copy of any individual page for your own personal use only.
3. Client groups who have purchased e-services access may enter the password
    protected portion of the site by using their particular username and password.

1. Copy (by printing off onto paper, storing on disk or in any other way), distribute
    (including distributing copies), alter or tamper with in any way or otherwise use
    any material contained in the website except as specifically permitted above.
2. Copy, distribute, sell, modify or otherwise use any material from the website for
    any commercial purpose.
3. Remove or alter any copyright, trademark or other intellectual property notices
    contained in the original material from any material copied or printed off from the
    website.
4. Alter or attempt to alter any content contained on the website. Except as set
    forth above, no part of the Europ Assistance USA content or materials may be
    downloaded, reproduced, modified, distributed, transmitted, replicated or
    displayed in any form or by any means.

Europ Assistance USA has done its best to ensure the accuracy and currency of the material contained in this website but makes no express or implied warranties or representations about any of the content of this website. Use of the Europ Assistance USA website and information is voluntary. Europ Assistance USA accepts no responsibility for loss or damage which may arise from reliance on information or advice contained in this website and shall not be liable for any typographical or other errors or omissions within the material contained in this website. Europ Assistance USA is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, reliance on or performance of material contained in this website. At certain places on this site, live "links" to third-party websites may be accessible. Such external sites contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Europ Assistance USA. Europ Assistance USA does not endorse, approve, certify, or control these external sites and does not guarantee the accuracy, completeness, efficacy, or timeliness of information located at such sites. Use of any information obtained from such third-party sites is voluntary. Reference in such third-party sites to any specific commercial product, process or service does not constitute or imply endorsement or recommendation by Europ Assistance USA.

Europ Assistance USA assumes no responsibility for consequences resulting from use of the information obtained at linked third-party sites, or in any respect for the content of such information. Europ Assistance USA is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, reliance on, or performance of such information.

By your use of the Europ Assistance USA website, you agree that Europ Assistance USA and its employees, directors, officers, agents, vendors, or suppliers will not be liable for any losses or direct, indirect, incidental, consequential, exemplary, or punitive damages arising out of or in connection with your use of or inability to use the Illuminations Web site. You also are agreeing to reimburse Europ Assistance USA for all losses, damages, or expenses (including court costs and reasonable attorneys' fees) that Europ Assistance USA may incur due to any violation of these terms of use.

While some images and documents in this website or in websites linked with this website may be in the public domain, others may be protected under copyright, trademark, and other intellectual property laws of the United States and foreign countries. Such laws generally prohibit (subject to civil and criminal penalties) the unauthorized reproduction, distribution, adaptation, display, and performance of protected works. It is the user's obligation to comply with all applicable laws, including, where necessary, seeking the advice of counsel regarding the application of the fair use doctrine to the proposed educational use of materials.